Tax Wage Garnishment Help: Resolve an IRS or State Levy on Wages

tax wage garnishment help

Are your wages being garnished? Wondering what a wage garnishment is? Has the IRS or a state threatened to garnish your wages? If so, get professional wage garnishment help if the garnishment is tax-related.  A tax professional can help you avoid garnishment by negotiating an arrangement with the IRS or state. If the IRS is already garnishing your wages, they can in some cases lift the levy quickly while they work out an arrangement for you.

If you don’t do something, the IRS or State will continue to garnish your wages until:

  • You pay off the entire taxes owed, including penalties and interest
  • You negotiate an agreement with the IRS or state
  • The statute of limitation on collection or the timeframe to collect on the taxes owed has expired

How Can a Tax Professional Help with Wage Garnishment?

Working with a licensed tax professional increases your chances of getting a favorable resolution or settlement. Consequently, there are many benefits to using a tax professional. Here are a few of them:

They Call the State or IRS for You

A licensed professional will call the IRS or state on your behalf.  Hold times with the IRS and many U.S. states are very long.  However,  a tax professional has a dedicated practitioner line to call with the IRS and most states.

They Know Your Tax Rights

He or she won’t unnecessarily disclose your financial details to the IRS or State. Unfortunately, many taxpayers over-disclose information to the IRS and state taxation authorities, which can complicate cases. When negotiating with the IRS or State, a tax professional has your best interests at heart. Remember, the IRS intends to collect what is due as quickly as possible. The latest tax gap report from the IRS attributed $32 billion to non-filing and $39 billion to non-payment for the 2008-2010 tax years.

They Can Remove IRS and State Wage Garnishment Quickly

If your goal is to remove or prevent a state or IRS wage garnishment quickly, then work with a tax professional. In many cases, an experienced and licensed tax professional can resolve a wage levy quickly, depending on your taxes owed and financial situation. In some states, the result may only be a reduction in your state tax wage garnishment.

Illustrates Your Eagerness to Resolve Your Tax Problems

The IRS and various states usually enforce wage levies because you have not responded to numerous letter and notices regarding your taxes. When you hire a tax professional, that gives the IRS and many state tax departments a signal that you are eager to resolve the situation. Consequently, many IRS revenue officers and representatives prefer to work with a tax professional because it means a case may come to a resolution.

Ensure You Get the Best Tax Resolution or Agreement

You may not know all your tax options. At the same time, the IRS and most state tax representatives will not give advice. Therefore, a tax professional should analyze your financial situation and determine if you meet the qualifications for various IRS and state tax programs. As a result, the tax analysis can be invaluable. If you can qualify to settle your taxes for less, why push for a payment plan you can’t afford?

They Understand Deadlines, Forms, and Documents Needed for a Specific Tax Resolution

Tax professionals and tax resolution firms have a lot of experience negotiating with the IRS and states. They know what and when to file it.  They understand time frames and deadlines. Their expertise improves your chances of an optimal resolution.

They Prepare Tax Returns

Most licensed tax professionals (EAs, CPAs, and Tax Attorneys) are capable of filing tax returns. Our diverse partner has licensed tax professionals specifically for filing individual and business tax returns. Moreover, they will ensure you only file a tax return if it is required or if it benefits you over any tax preparation fees.

How Does the Tax Wage Garnishment / Tax Relief Process Work?

Here’s what happens with many tax professionals (not all) when you request a free consultation for help with state or IRS wage garnishment.

Free Tax Consultation

First, you should connect with a licensed tax professional who will review your tax and financial situation. The tax pro or their assistant will ask you specific questions as to when the wage garnishment began, for how much, and the start date of the wage garnishment. If you are calling because you received a letter, when did you receive it? Was it certified?

The tax pro or their assistant will also ask you if you filed all tax returns, what letters the IRS or State sent you, and the details about your financial situation. To prepare, try to obtain specific numbers regarding your monthly income, expenses, assets, and liabilities. Assets include your house, cars, bank accounts, retirement accounts, brokerage accounts, and so forth. Liability comprises your mortgage loan (if any), car loan (if applicable), student loans, and so forth.

Investigation (If necessary)

If you are unsure about some of your tax details, the tax professional or firm will do an investigation generally. Specifically, an investigation entails requesting account transcripts from the IRS or State to check your filing and payment compliance records. As a result, you will know what years you have to file (if any), how much you owe for each tax year, and the penalties and interest that have accrued.

Tax Options Provided 

After a licensed tax professional reviews your case details, the firm will provide you with tax options you can pursue. If you qualify for different tax resolution programs, the tax pro assigned to your case or a representative of the firm will review the benefits and drawbacks of each option with you. Moreover, they will explain the flat service fees involved to get you into good standing with the IRS or state.

If You Decide to Hire

If you decide to move forward with a tax pro's help to stop or prevent an IRS garnishment or state tax wage garnishment, the licensed tax professional will send you a limited power of attorney (POA) to communicate with the IRS or state on your behalf. Consequently, the POA instructs the IRS and state to talk directly with your assigned tax professional. Furthermore, any mail or letters will be sent to the tax professional as well.  If there are tax filings involved, you will need specific information to complete the filing. If you cannot find old w2s or 1099s, the tax professional can request a wage and income transcript.

Finally, once the resolution is complete, the licensed professional will provide future guidance to prevent tax problems from arising again.

If you are looking for tax professionals that have experience resolving tax-related wage garnishment, visit this link or start as search below. 


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