Over the past several years, my wife and I tried hard to refinance our home to pay down our federal back tax of over $232,000. We had equity in our home, but we couldn't get alone due to the IRS liens, and we couldn't get the IRS liens released without getting a loan. We were stuck in a catch 22 and we didn't know what to do. Neither the IRS nor the lender would budge until we had a payment plan in place, along with proof of payments. And the IRS had initially imposed a payment plan amount that was thousands of dollars above what we were capable of pain.
Fortunately, we found James at Ace plus tax resolution, he did a complete analysis of our situation and provided valuable consultation, direction and strategies. He showed us available options related to the liens payment plans and refinancing, specifically customized to our situation. This was refreshing because others had simply appeared to plug our numbers into a formula and told us we were not qualified for help. Thankfully, with James's help, we were able to relieve this difficult and stressful burden. Initially he got us a payment plan of a few hundred dollars per month.
With that we were able to comply with the IRS rules and proceed with the refinancing process and pay off all of the back taxes. This is exactly what we had wanted to happen and actually a bit more. It was a thrilling and satisfying experience and we were so glad we met James. We would highly recommend him to anyone that has tax problems.