Erica R. Whatley

Erica Whatley built Twenty20 Financial Group on one unshakeable conviction: every individual & business owner deserves an advocate who tells the truth, fights in their corner, and never lets the IRS or a tax system get the last word. With over two decades of IRS representation experience, she has become the practitioner people call when the stakes are real and the situation is complex.

As a licensed Enrolled Agent and Certified Audit Defender, Erica operates at the intersection of precision and purpose. She specializes in IRS audit defense, multi-year tax resolution, penalty abatement, installment agreements, Offers in Compromise, and passport restriction resolution — the full spectrum of what it means to stand between a client and an impossible tax problem.

But her work does not stop at resolution. Through Twenty20 Financial Group, Erica and her team deliver bookkeeping, payroll, multi-year tax preparation, nonprofit compliance, and CFO-level advisory services — giving small business owners, personal injury law firms, and professional services clients a single, trusted home for everything their financial life requires.

Her mission is personal. Erica started this firm to protect people — from predatory tax preparers, from an intimidating government system, and from the fog of financial confusion that keeps so many hardworking people stuck. Twenty20 Financial is not just a practice. It is a movement toward clarity, confidence, and control over your own money story.